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Unmarried rights?

Ursula asks:

I live with this good man, he's been married before and so have I, what are my rights in living with this man and not getting married, I've lived with him now for 4 years, he doesn't want to get married again, we love each other, but he's afraid of getting a divorce.

How can I protect myself should he pass on, he's a sick man thank you.

Dear Ursula,

If he writes a will, there's probably no problem. If he doesn't, it depends if he has family and what the law says about people without wills.

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